Toddlers & Tiaras

Photo: Taken by Toddlers & Tiaras

Mom "She's my beautiful little girl, all grown up."

It's important to support extra curriculum activities outside of school. For some parents, baby beauty pageant competitions is their thing.  Beauty pageant is an international competition which reflects the support from a lot of parents.

For the performers (the children) usually are given a series of tasks to perform, including fashion features on stage, and other talent performances. Then a panel of judges will award scores to each beauty pageant on a score card based on their performance and answers.  Sounds like America's Got Talent show, except the age limit is taken down a lot lower.

The winner will walk away with a cash prize starting form as little as $100 USD to thousands of dollars. How would you compare this to a Sunday Creative Art class or a horse ridding school? Let's take a look at the losers... for an adult, losing can be a traumatic experience but they have developed the communication skills and coping mechanism through adulthood to deal with the set back & rejection. How about for the young beauty pageants? Does anyone know how a young child deal with these difficult emotions and how would they learn to communicate this to their moms & dads?

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Recession Round 2! A Recession Proof Family

2012, Global Recession is back!

Is fear and anxiety gripping your mind & purse? Our Financial advisor Kaye.D. Middleton is here to explain what’s really going on, and what you can do to make your family’s recession proof.

Kaye draw a comparison to illustrate a recession proof plan,“It’s like running a bath, you need to set aside enough time to bath. The sink hole must be plug to keep the water in, and the temperature must be right so you don’t scorch or freeze yourself." We tend to get this right (the bathing), because the consequence is in our face or more accurately to our body. Unfortunately, when it comes to finance a lot of families are burning & scorching themselves in the recession and the second wave of global recession is right outside out doorstep.

Kaye says that the banks, mortgage companies and brokerages firms were to blame. They freely authorized bad loans and credits to everyone, and some will never have the means to make repayment. There is clearly a deeper moral issue here with the credit controllers. They have change society’s view on borrowing, it’s easy & it’s empowering for the some whom never had money to spend. Now, our habits are passed on to the next generation where our children expect the parents to provide financial support for longer, and their future are uncertain due to the economic crisis created in our generation. 

So, what can we do as responsible parents to make our family recession proof right now? Our Financial Advisor, Kaye.D.Middleton says the following:

• For people close to retirement age, they need to reconsider their investments to maintain an incoming stream to offset rising cost and inflation (when cost of things rises).


• For homeowners, the threat of unemployment and unaffordable of mortgage rates will need to consider cutting back on non-essential luxuries. The savings should be held in a high interest account as an emergency fund.


• For everyone else, they need to adapt to a cash economy, which means buying only what you can afford right now in cash. Start a financial plan for the next 20 years. Ask yourselves questions like, “What’s inflation going to cost us? What’s our return on investment? What are we going to pay for our food? What are we going to pay for our fuel? How much will we need to safe to put our children through school?”

“Credits”, It is one of the most addictive commodities in the 21^st century, and is comparable to the Weapon Of Mass Destruction WMD. Start planning today and make sure your family’s stability is recession proof.

We thank Kaye.D.Middleton for her valuable time.

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